Term Life Insurance is one of the most basic types of life insurance.
It works much like car or home insurance in that you have coverage as long as you have that policy. Term Life Insurance provides protection for death for a specified time period. Once that period of time lapses, the policy expires without any value. Term Life Insurance is usually cheaper to buy when you’re younger and the risk of death is relatively low. Premium prices increase as you get older and the risk of death increases.
Superior Term Life Insurance options:
Some Term policies can be converted into permanent policies down the line.
We offer Term Life Insurance policies with a “return of premium” option.