The Problem
Many successful professionals are:
Paying six-figure tax bills every year
Limited by 401(k)/IRA caps (~$30K/year)
Forced into higher taxes later due to RMDs
The Opportunity
Tax & Retirement Planning for Physicians and Dentists
$100K–$350K+ annual deductible contributions
Potentially large deductible contributions on top of an existing 401(k), subject to IRS limits and plan design.
Contributions that may scale with practice income
Integration with advanced tax strategies
Prefer to talk it through instead of reading? Book a complimentary
Cash Balance Plan strategy meeting with John Roney - no cost, no obligation.
Tax & Retirement Planning for
Real Estate Agents and Real Estate Investors
High W-2 and practice income often means a high tax bill and limited room in a standard 401(k). A cash balance plan may let Real Estate Agents and Real Estate Investors contribute well beyond 401(k) limits and reduce current taxable income, depending on age, income, and staffing.
Educational only; not tax, legal, or investment advice. Contribution amounts are subject to IRS limits and plan design and vary by individual circumstances.
Why this fits Real Estate Agents and Real Estate Investors
Potentially large deductible contributions on top of an existing 401(k), subject to IRS limits and plan design
Contributions that may scale with practice income
A structure designed to coordinate with your CPA and practice entity
What we look at
Your income, practice structure, staff census, and existing retirement plan. From there we model whether a cash balance or defined-benefit plan may fit and what a realistic contribution range could look like for your situation.
Get Started
Ready to Build Your Legacy?
Book a complimentary consultation with John M. Roney today. Let's explore how Roney Insurance Solutions can help you unlock new possibilities for your wealth, your family, and your future.
Schedule Your Consultation
Office Location
Pasadena, California
Serving clients nationwide
Phone Consultation
Available by appointment
What to Expect
30-minute complimentary consultation
Review of your current financial situation
Identification of tax-saving opportunities
Custom strategy recommendations
Advanced tax reduction, retirement, estate, and life insurance strategies for high-income professionals, business owners, and affluent families.
Pasadena, California
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Roney Insurance Solutions · 234 E Colorado Blvd, Suite 900, Pasadena, CA 91101 · 626-486-9390 · [email protected]
John Matthew Roney — California Insurance License #0G34112 · NPN 12039858. Licensed to sell insurance in California.
The information on this site is educational and is not tax, legal, or investment advice. Insurance products are subject to underwriting approval. Retirement-plan strategies are subject to IRS contribution limits and eligibility rules. Guarantees are based on the claims-paying ability of the issuing insurer. Consult your own tax advisor, attorney, or CPA regarding your specific situation.This is a Paragraph Font
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